Caine & Weiner, is required under state and federal law to notify consumers of the following rights. This list is not comprehensive as to the rights consumers have under state and federal law.
Caine & Weiner, is a collection agency acting as debt collector. This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose.
Caine & Weiner, is not a law firm. Caine & Weiner, cannot give you legal advice and these terms and conditions for use of this site should not be interpreted as providing legal advice. If you need legal advice, please reach out to your own legal counsel.
The law limits how long you can be sued on a debt and how long a debt can appear on your credit report. If your debt falls outside the applicable law we will not sue you for it or report payment or non-payment of it to a credit bureau. In addition, we will not restart the statute of limitations on the debt if you make a payment. If you are concerned that your account is outlawed by the statute of limitations, please do not use this site and contact your own legal counsel.
CALIFORNIA: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
La Ley estatal de Prácticas de Cobros de Deudas Justas Rosenthal (Rosenthal Fair Debt Collection Practices Act) y la Ley federal de Prácticas de Cobros de Deudas Justas (Fair Debt Collection Practices Act) requieren que, except en circunstancias excepcionales, los cobradores no pueden comunicarse con usted antes de las 8 a.m. o después de las 9 p.m. No pueden molestarlo utilizando amenazas de violencia o arresto o utilizando lenguaje obsceno. Los cobradores no pueden utilizer declaraciones falsas o engañosas ni pueden llamarlo al trabajo si saben o tienen motivo para saber que usted no puede recibir llamadas personales en el trabajo. En su mayoría, los cobradores no pueden informaraotra persona, que no sea suabogado o sucónyuge, sobre su deuda. Los cobradores pueden comunicarse con otra persona para confirmer suubicación o ejecutar una sentencia. Para obtener más información sobre las actividades de cobranza de deudas, puede comunicarse con la Comisión de Comercio Federal (Federal Trade Comission) al 1-877-FTC-HELP o en www.ftc.gov..
COLORADO: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. For information about the Colorado Fair Debt Collection Practices Act, see HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/
Colorado Office: Telephone 303-468-5779, 7200 S Alton Way, Suite B180, Centennial, CO 80112
IDAHO: TOLL FREE NUMBER 1-866-226-5971
MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE COLLECTION AGENCY.
MINNESOTA: This collection agency is licensed by the Minnesota Department of Commerce.
NEVADA: This collection agency is licensed by the State of Nevada’s Financial Institution Division. Our current address is 5805 Sepulveda Blvd., 4th Floor, Sherman Oaks, CA 91411. PO Box 55848, Sherman Oaks, CA 91413-0848 is the Caine & Weiner lockbox.
NEW YORK CITY: New York City Department of Consumer Affairs License Number: 1157930
You may request our initial communication in large print by calling 818 251-9361.
Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and misleading debt collection efforts, including but not limited to: (i) the use or threat of violence; (ii) the use of obscene or profane language; and (iii) repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI); 2. Social security; 3. Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; 7.
Workers’ compensation benefits; 8. Public or private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.
Unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector. If the consumer notifies the debt collector in writing within the thirty-day period at the address designated by the debt collector in the notice that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector. Upon the consumer’s written request within the thirty-day period sent to the address designated by the debt collector in the notice, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. Any such requests noted above should be sent to PO Box 55848, Sherman Oaks, CA 91413
Nevada License: 82862
NORTH CAROLINA: North Carolina Department License Number: 119500483
TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
WASHINGTON : Caine & Weiner Company Inc. 5805 Sepulveda Blvd. 4th Floor, Sherman Oaks, CA 91411.
WISCONSIN: This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.
For information about the California Consumer Privacy Act (CCPA), please click here https://www.connectcw.com/privacy-policy/